Social Security Retirement Age Chart by Birth Year
Use this complete Social Security retirement age chart to find full retirement age from 65 through 67, then see how early claiming, delayed credits and key exceptions work.
Cost-of-living adjustment news, benefit amount explainers and planning guides.
Use this complete Social Security retirement age chart to find full retirement age from 65 through 67, then see how early claiming, delayed credits and key exceptions work.
Ten years of covered work may provide the 40 credits needed for retirement benefits, but a 35-year calculation can include 25 zero years and reduce the amount.
Salary alone cannot determine a Social Security payment. See how $25,000 to $200,000 earnings interact with the highest 35 years, claiming age and SSA benefit formula.
A clear Social Security retirement pay chart for ages 62, 65, 67 and 70 using official PIA percentages, a transparent example and personal SSA estimate steps.
Official 2026 maximum retired-worker benefit amounts at age 62, full retirement age and 70, with the earnings history, claiming-age and verification rules behind them.
The confirmed 2026 Social Security COLA is 2.8%. Compare SSA's estimated average retirement and SSDI benefits, maximum retirement amounts, SSI limits, Medicare deductions and work-related thresholds.